Services
127 Ministries
Fee and Sliding Scale Policy
Supporting foster and adoptive families through accessible, high-quality mental health care
1. Standard Fee Schedule
Our standard rates reflect the usual and customary cost of services in the Mora, MN area. These are the rates we use when billing insurance companies.
| Service | Provider | Standard Fee |
|---|---|---|
| Individual Therapy (50 min) | Licensed Therapist | $150 |
| Individual Therapy (50 min) | Intern / Master’s Level Student | $90 |
| Family Counseling (60 min) | Licensed Therapist | $165 |
| Telehealth Therapy (50 min) | Licensed Therapist | $150 |
| Workshops / Parent Support Groups | Licensed Therapist | $40–$75 per session |
2. Insurance Clients
If you are using insurance for your sessions:
- We bill insurance at our standard rates listed above.
- We accept the contracted rate established by your insurance company.
- You are responsible only for your copay, coinsurance, or deductible as determined by your plan.
- Sliding scale discounts do not apply to sessions billed to insurance.
3. Self-Pay Clients (Uninsured or Out-of-Network)
For those not using insurance, we offer a sliding fee scale based on household income and family size. This helps ensure our services remain affordable and accessible to all families.
| Household Income | Sliding Scale Fee (Licensed Therapist) | Sliding Scale Fee (Intern) |
|---|---|---|
| Under $35,000 | $60 per session | $45 per session |
| $35,001–$50,000 | $80 per session | $55 per session |
| $50,001–$70,000 | $100 per session | $65 per session |
| $70,001 and above | Standard Rate | Standard Rate |
To qualify: Clients complete a confidential Sliding Scale Application Form and provide documentation (e.g., pay stub or tax return). Fees are reviewed annually or sooner if financial circumstances change.
4. Intern and Licensed Therapist Rates
- Intern Therapists provide counseling under licensed supervision at a reduced rate.
- Licensed Therapists provide services at standard or sliding scale rates depending on eligibility.
5. Transparency and Compliance
- Sliding scale adjustments are only applied to self-pay clients and do not affect insurance billing rates.
- We maintain clear documentation of our standard fees and any discounts for compliance and accountability.
Questions?
If you have questions about our fee structure, insurance billing, or the sliding scale application process, please contact our office. We’re here to help make care accessible for your family.
📞 Phone: 320-515-4201
📧 Email: office@127-ministries.org
📍 Location: Mora, Minnesota
